Chameleon Contractors: When a Contractor Becomes an Employee, and a Liability

Chameleon Contractors: When a Contractor Becomes an Employee, and a Liability

In a lot of situations, hiring a contractor to get a particular job done makes perfect sense. It may require expertise or skills none of your employees has. You may only need someone for a short timeframe to clear a backlog of work. Or maybe you just want to avoid having to go through a …

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5 types of personal insurance that all business owners should consider

5 types of personal insurance that all business owners should consider

It’s easy to be wise after the event. Taking out certain types of personal insurance is being wise before the event!  What happens if you’re in a bad accident and need to take an extended period off work to recover? Or you were left permanently disabled – or worse? What would happen if you got …

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5 Steps to ensure business disaster doesn’t have to mean business devastation

5 Steps to ensure business disaster doesn’t have to mean business devastation

Disasters. They happen. In personal lives, and in business. That’s not being negative, that’s being real.  Every day disasters affect families and businesses somewhere in the world, but it always seems to happen to someone else, doesn’t it? Touch wood. Then every once in a while something happens a bit closer to home—a disaster hits …

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How to future-proof your business & avoid being a victim of disruption

How to future-proof your business & avoid being a victim of disruption

If you once ran a thriving taxi company that started to fade when Uber burst on the scene or a hotel that suffered from the impact of Airbnb, you know what the word “disruption” means. You probably don’t do either of those things but could the business you do run be equally at risk from …

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